workers compensation

A workers’ compensation policy can address medical care and lost income for employees, death benefits for survivors, and potential liability for covered claims. Workers' compensation insurance may help when an employee gets a work-related illness or injury on the job. 

Coverage includes wage benefits for employees who are injured at work or get a work-related illness, and can pay for medical treatment or rehabilitation, among other benefits for eligible employees. Workers' compensation coverage is mandatory in California.

Workers' compensation insurance also can include help with identifying and recommending safety measures for the job site.

Through our affiliation with Farmers Insurance we are able to offer competitive rates for most business types.  Fianl rates depend on a business' governing class codes, your experience modification factor (if any and your operations.  Schedule Modification or Individual Risk Premium  Modification (IRPM) credits and/or debits can be applied to in accordance with an business risk-specific loss exposure characteristics.  Certain businesses may qualify for such modification.  We may have acess to other carriers who can help.

Please give us a call so we can discuss your specific business and see if we can save you money.